AARP |
Medicare Supplement |
|
Loyola,Gottlieb,MacNeal |
Access to Care |
Cook County Charity program that provides primary care to those who do not qualify for federal or state aid. It is a community benefit charity care program |
|
Loyola |
Access to Care |
|
|
Loyola |
Actin |
PPO |
|
Loyola |
Aetna Contracted thru 12/31/24. In negotiations for 2025 |
PPO |
|
Loyola,Gottlieb,MacNeal |
Aetna Better Health IL (ABHIL) |
Medicaid Replacement |
|
Loyola,Gottlieb,MacNeal |
Aetna Contracted thru 12/31/24. In negotiations for 2025 |
PPO |
|
Loyola,Gottlieb,MacNeal |
Aetna Contracted thru 12/31/24. In negotiations for 2025 |
HMO |
|
Loyola,Gottlieb,MacNeal |
Aetna Contracted thru 12/31/24. In negotiations for 2025 |
PPO |
|
Loyola,Gottlieb,MacNeal |
Aetna Contracted thru 12/31/24. In negotiations for 2025 |
HMO |
|
Loyola,Gottlieb,MacNeal |
Aetna Contracted thru 12/31/24. In negotiations for 2025 |
PPO |
|
Loyola,Gottlieb,MacNeal |
Aetna Individual Exchange Contracted thru 12/31/24. In negotiations for 2025 |
PPO |
|
Loyola,Gottlieb,MacNeal |
Aetna Institutes of Excellence |
Transplant |
|
Loyola |
Aetna Medicare Advantage HMO Contracted thru 12/31/24. In negotiations for 2025 |
Medicare Replacement |
|
Loyola,Gottlieb,MacNeal |
Aetna Medicare Advantage HMO Prime Contracted thru 12/31/24. In negotiations for 2025 |
Medicare Replacement |
|
Loyola,Gottlieb,MacNeal |
Aetna Medicare Advantage PPO Contracted thru 12/31/24. In negotiations for 2025 |
Medicare Replacement |
Aetna Medicare Choice (PPO)
Aetna Medicare Premier Plus (PPO)
Aetna Medicare Value, Value Plus (PPO)
Aetna Medicare Eagle (PPO)
Aetna Medicare Enhanced Select (PPO)
|
Loyola,Gottlieb,MacNeal |
Aetna Meritain Contracted thru 12/31/24. In negotiations for 2025 |
HMO |
|
Loyola,Gottlieb,MacNeal |
Aetna MMAI |
MMAI |
|
Gottlieb,MacNeal |
Aetna Premier Care NetworkMedicare Replacement Contracted thru 12/31/24. In negotiations for 2025 |
Medicare Replacement |
|
Loyola,Gottlieb,MacNeal |
AHCO |
Not insurance |
|
|
All Kids (Medicaid Program) |
Medicaid |
|
|
Allianz LifeTrac |
Transplant |
|
Loyola |
Allied |
PPO |
|
Loyola,Gottlieb,MacNeal |
Ambetter Health |
HMO |
|
MacNeal |
American Health Services |
Not insurance |
|
|
Assurant |
See PHCS |
|
|
Auto Third Liability (Auto) |
PPO |
|
Loyola,Gottlieb,MacNeal |
Auto Third Party Liability |
PPO |
|
Loyola,Gottlieb,MacNeal |
Beech Street |
PPO |
Capp Care
Beech Street
Definity
|
Loyola,Gottlieb,MacNeal |
Best Benefits |
Discount Plans Not insurance |
|
|
Blue Cross and Blue Shield Federal Employee (Dental) |
|
|
|
Blue Cross and Blue Shield of Illinois (Dental) |
Medicare Advantage |
|
|
Blue Cross and Blue Shield of Illinois Blue Direct (Exchange) |
HMO |
|
Loyola,Gottlieb,MacNeal |
Blue Cross and Blue Shield of Illinois PPO (Dental) |
|
|
|
Blue Cross Medicaid MCO |
Medicaid Replacement |
|
Loyola,Gottlieb,MacNeal |
Blue Cross/Blue Shield |
Transplant |
|
Loyola |
Blue Cross/Blue Shield Medicare Advantage |
Medicare Replacement PPO |
|
Loyola,Gottlieb,MacNeal |
Blue Cross/Blue Shield Medicare Advantage (HMO Basic) |
Medicare Replacement |
Medicare Advantage HMO
Basic HMO: Site 706 MacNeal Health Provider; Site 707 Weiss Health Provider; Site 708 West Suburban Provider
Blue Cross Medicare Advantage Premier Plus (HMO-POS)
Blue Cross Medicare Advantage Basic Plus, Premier Plus (HMO-POS) - (Note: Requires Referral from Medical Group)
Blue Cross Medicare Advantage Basic (HMO) - (Note: Requires Referral from Medical Group)
Blue Cross Medicare Advantage Secure (HMO) - (Note: Requires Referral from Medical Group)
|
Loyola,Gottlieb,MacNeal |
Blue Cross/Blue Shield Medicare-Medicaid Initiative |
MMAI |
|
Loyola,Gottlieb,MacNeal |
Blue Cross/Blue Shield of Illinois |
HMO |
|
Loyola,Gottlieb,MacNeal |
Blue Cross/Blue Shield of Illinois |
PPO |
Blue Choice Preferred
Blue Cross Bronze, or Silver, or Gold
Classic Blue
BCE/BCS
ID starts with QME, QMG, QMF Healthcare Exchange product
|
Loyola,Gottlieb,MacNeal |
Blue Cross/Blue Shield of Illinois |
PPO |
|
Loyola,Gottlieb,MacNeal |
Blue Cross/Blue Shield of Illinois Commercial |
Medicare Supplement |
Option B
"S Med" only
Medicare Supplement
Indemnity
|
Loyola,Gottlieb,MacNeal |
Blue Cross/Blue Shield of Illinois HMO |
HMO |
|
Loyola,Gottlieb,MacNeal |
Blue Cross/Blue Shield of Illinois Medicare Select |
Medicare Supplement |
Option A
"S Med Select"
Grp numbers 69095-97
Grp numbers 69086-87
Grp numbers 69946-52
|
Gottlieb,Loyola,MacNeal LASCO |
Blue Cross/Blue Shield of Michigan Loyola/Gottlieb/MacNeal employees |
PPO |
|
Loyola,Gottlieb,MacNeal |
Blue Cross/Blue Shield Out-of-State |
HMO |
BC/ BS Plan Codes other than 121/621
Traditional Plan Network (Michigan)
Anthem (if Medicare Advantage see Anthem on the payer list)
|
Loyola,Gottlieb,MacNeal |
Blue Cross/Blue Shield Out-of-State |
PPO |
|
Loyola,Gottlieb,MacNeal |
BlueCross/Blue Shield of Illinois |
PPO |
|
Loyola,Gottlieb,MacNeal |
BlueCross/Blue Shield of Illinois |
PPO |
|
Loyola,Gottlieb,MacNeal |
BlueCross/Blue Shield of Illinois |
PPO |
|
Loyola,Gottlieb,MacNeal |
BlueCross/BlueShield of Illinois |
PPO |
|
Loyola,Gottlieb,MacNeal |
BlueCross/BlueShield of Illinois |
PPO |
Blue Options
Blue Choice Options
|
Loyola,Gottlieb,MacNeal |
Campus Care |
PPO |
|
Loyola,Gottlieb,MacNeal |
Capella Group |
Not insurance |
|
|
Chamber Health |
Not insurance |
|
|
Champus |
See Tricare |
|
|
Charity |
Assistance |
|
|
CHBA |
Not insurance |
|
|
Christian Brothers Services |
PPO |
|
Loyola,Gottlieb,MacNeal |
Christian Brothers Services |
PPO |
Christian Brothers Services
Monastery of the Holy Cross
Christian Brothers of the Midwest
|
Loyola,Gottlieb,MacNeal |
Cigna |
|
|
Loyola,Gottlieb,MacNeal |
Cigna |
HMO |
Cigna One Health
EPP
Network
HMO Open Access
Network Open Access
|
Loyola,Gottlieb,MacNeal |
Cigna |
Medicare Supplement Indemnity |
Med Plus Select
Med Saver
CoreSource
|
Loyola,Gottlieb,MacNeal |
Cigna |
PPO |
Health Partners
Indemnity Plan
|
Loyola,Gottlieb,MacNeal |
Cigna |
PPO |
|
Loyola,Gottlieb,MacNeal |
Cigna If card indicates Beech Street & Cigna |
PPO |
APWU
CCHP
Cigna + Oscar Open Access Plus
EPO
LCHP
Open Access Plus
Option A PPO No "State of Illinois" on card
Option B State of Illinois
Option C - Cigna Boiler Makers
Option D - Cigna Health Partners
PBA (Professional Benefit Administrators)
POS
POS Open Access
QCHP
TCHP
True Access
*NALC-see new plan name Cigna NALC
|
Loyola,Gottlieb,MacNeal |
Cigna (Benefit Administrative Systems) |
PPO |
|
Loyola,Gottlieb,MacNeal |
Cigna (Dental) |
|
|
Loyola,Gottlieb |
Cigna (Lifesource) |
Transplant |
|
Loyola |
Cigna + Oscar Open Access PlusPPO |
|
|
Loyola,Gottlieb,MacNeal |
Cigna - Oscar LocalPlusPPO |
PPO |
|
|
Cigna Health Spring (PPO) |
Medicare Replacement Medicare Advantage PPO True Choice PPO |
|
Loyola,Gottlieb,MacNeal |
Cigna Healthspring |
Medicaid Replacement Medicare Replacement-HMO |
|
Loyola,Gottlieb,MacNeal |
Cigna NALC |
PPO |
|
Loyola,Gottlieb,MacNeal |
Clear Spring Health |
Medicare Replacement |
|
Loyola,Gottlieb,MacNeal |
Community Care Alliance of Illinois |
Medicare Replacement PPO |
|
Loyola,Gottlieb,MacNeal |
Community Health first Advantage |
Medicare Replacement HMO |
|
|
County Care MCO |
Medicaid Replacement |
|
MacNeal |
Coventry |
PPO |
|
Loyola,Gottlieb,MacNeal |
Coventry |
See First Health if card does not say Coventry National Network |
|
|
DCFS (Dep't of Children & Family Services) |
IL State Program |
|
Loyola,Gottlieb,MacNeal |
DeCare Dental |
|
|
|
Delta Dental |
|
|
|
Delta Dental - Employee (Michigan) |
|
|
|
Denta Quest - DMCO (Dental) |
Managed Medicaid |
|
|
Dental Generic |
|
|
|
Dental Health & Wellness |
|
|
|
Dental Health Alliance - DHA |
|
Sun Life Dental Health Network
Sun Life Focus Dental Network
Assurant Focus Dental Network
DHA
DHA Premier
|
|
DenteMax (Dental) |
|
|
|
Devoted Health PlanMedicare Replacement |
Medicare Replacement |
|
Loyola,Gottlieb,MacNeal |
Devoted Health PlanMedicare Replacement |
Medicare Replacement |
|
Loyola,Gottlieb,MacNeal |
Devoted Health PlanMedicare Replacement |
Medicare Replacement |
|
Loyola,Gottlieb,MacNeal |
DHS Social Services |
|
|
|
Doral/Denta Quest - IDPA - HFS - Medicaid (Dental) |
Medicaid |
|
|
DSCC (Division of Specialized Care for Children) |
UIC program that provides care for children with special needs |
|
|
Early Intervention |
DHS program that provides care for children up to age 3 with developmental delays |
No card
Should have auth form
|
Loyola,Gottlieb,MacNeal |
Essential Health Partners MedicareMedicare Replacement HMO |
HMO |
|
Loyola,Gottlieb,MacNeal |
Essential Health PartnersHMO |
HMO |
HMO
BCBS Commercial HMO Site 501 for Blue Advantage, Blue Precision, HMO Illinois
EHP-IPA (EIPA) Site 501; EHP-Silver Cross (EHP) Site 502; and EHP-Kane County IPA (KANE) Site 504
|
Loyola,Gottlieb,MacNeal |
Extra Health |
Not insurance |
|
|
First Agency |
PPO |
|
Loyola |
First Health Network |
PPO |
First Health Network
Affordable
|
Loyola,Gottlieb |
For Your Good Health |
Not insurance |
|
|
Full Access |
Not insurance |
|
|
Galaxy Health Network |
Medicare Supplement-PPO |
Medicare Supplement
Plan G
|
Loyola,Gottlieb,MacNeal |
Galaxy Health Network |
Not insurance |
|
|
GEHA |
See UMR |
|
|
Generic Transplant |
Transplant |
|
Loyola |
Guardian (Dental) |
|
|
|
Health Alliance Connect (Vision Optometry) |
MCO |
|
|
HealthCare Privileges Gold |
Not insurance |
|
|
HealthLink |
PPO |
Open Access I
Open Access II
Open Access III
PPO
|
Loyola,Gottlieb |
HealthLink |
HMO |
|
Loyola,Gottlieb |
HealthLink |
Workers Comp |
|
|
HealthOne |
Not insurance |
|
|
HealthPartners |
See Cigna Indemnity 109901 |
|
|
Healthspring (Cigna) (Vision Optometry) |
MCO |
|
|
HFN |
PPO |
|
Loyola,Gottlieb |
HFN |
|
|
|
HFN |
PPO |
|
|
Hines |
VA |
|
Loyola |
Hines VA Provider Network |
Hines VA Provider Network (TriWest PC3) |
TriWest PC3
Veterans Choice
|
Loyola |
HMO Illinois |
See BCBS IL HMO |
|
|
Humana (Commercial) Contracted thru 12/31/24. Not Offered in 2025. |
HMO |
|
Loyola,Gottlieb,MacNeal |
Humana (Commercial) Contracted thru 12/31/24. Not offered in 2025. |
PPO |
|
Loyola,Gottlieb,MacNeal |
Humana (Vision Optometry) |
MCO |
|
|
Humana Contracted thru 12/31/24. Not offered in 2025. |
PPO EPO |
|
Loyola,Gottlieb,MacNeal |
Humana Dental |
|
|
|
Humana Gold Plus Integrated MMAI Contracted thru 12/31/24. In negotiations for 2025 |
MMAI |
|
MacNeal |
Humana Medicare Contracted thru 12/31/24. In negotiations for 2025 |
Medicare Replacement |
Humana Choice PPO
Humana Choice Regional (PPO)
Humana USAA Honor and Honor Regional (PPO)
Humana Medicare PPO with a specific employer name
|
Loyola,Gottlieb,MacNeal |
Humana Medicare Contracted thru 12/31/24. In negotiations for 2025 |
Medicare Replacement |
|
Loyola,Gottlieb,MacNeal |
Humana Medicare Transplant Network |
|
|
|
Humana Medicare Transplant Network |
|
|
|
Humana MedicareMedicare Replacement Contracted thru 12/31/24. In negotiations for 2025 |
Medicare Replacement |
|
Loyola,Gottlieb,MacNeal |
Humana Transplant Network |
Transplant |
|
Loyola |
Illinois Health Connect (Vision Optometry) |
CCE |
|
|
Inst-Associa Dental Specialist |
|
|
|
Inst-Hawthorn Dental |
|
|
|
Jesse Brown VA Hospital |
Institutional |
|
|
Liberty Dental |
Managed Medicaid |
|
|
Lifestyles Plan |
Not insurance |
|
|
Local 1See HFN |
See HFN |
|
|
Longevity |
Medicare Replacement |
|
Loyola,Gottlieb,MacNeal |
Madden Mental Health Center |
Institutional |
|
Loyola |
Medicaid |
Medicaid IL State Program - See Illinois Healthy Women if pink card |
|
Loyola,Gottlieb,MacNeal |
Medicaid - Emergency Medical Assistance (EMA) |
Medicaid |
|
|
Medicaid Renal |
Medicaid |
|
|
Medicaid Undocumented Individual |
Medicaid |
|
|
Medicare |
Medicare |
|
Loyola,Gottlieb,MacNeal |
Medicare Supplement |
Medicare Supplement |
|
Loyola,Gottlieb,MacNeal |
Meridian (Vision Optometry) |
MCO |
|
|
Meridian CompleteMMAI |
MMAI |
|
Loyola,Gottlieb,MacNeal |
Meridian Health Plan HMO (Medicaid) |
Medicaid Replacement |
|
Loyola,Gottlieb,MacNeal |
Metlife (Dental) |
|
|
|
Molina Healthcare |
Medicaid Replacement |
|
Loyola,Gottlieb,MacNeal |
Molina Healthcare |
Medicare Replacement |
|
Loyola,Gottlieb,MacNeal |
Molina Healthcare (Vision Optometry) |
MCO |
|
|
Molina Marketplace Health Exchange |
HMO |
Constant Care (Bronze, Silver, Gold)
Confident Care (Bronze, Silver, Gold)
|
Loyola,Gottlieb,MacNeal |
Molina MMAI |
MMAI,Medicare Replacement |
|
|
Mutual of Omaha |
Medicare Supplement |
|
Loyola,Gottlieb,MacNeal |
My Health Care Coordination (Vision Optometry) |
CCE |
|
|
National Healthcare Plan |
Not insurance |
|
|
New Dimension Medical PPO |
Not insurance |
|
|
NorthEast Delta Dental |
|
|
|
Optum |
VA CCN |
|
Loyola,Gottlieb,MacNeal |
Optum Behavioral Health |
For Behavioral Health services only. |
|
MacNeal |
Optum Health |
Transplant |
|
Loyola |
Oscar |
HMO |
Select Network (Narrow Network)
Choice Network (broad Network)
All LUHS participates in both networks
|
Loyola,Gottlieb,MacNeal |
PHCS |
PPO |
|
Loyola,Gottlieb,MacNeal |
PHCS |
Not insurance |
Christian Care
Medi - Share
Capella Group
For Your Good Health
Chamber Health
Advantage Care Plus
|
|
Plan Plus |
Not insurance |
|
|
PPO Next |
Not insurance |
|
|
Precedence Care Coordination (downstate) (Vision Optometry) |
CCE |
|
|
Predent Dental |
|
|
|
Preferred Care |
Medicare Replacement PFFS |
|
Loyola,Gottlieb,MacNeal |
Provider Partners Health PlanSpecial Needs Plan (SNP) |
Medicare Replacement |
PPHP (Provider Partners Health Plan)
Provider Partners Illinois Advantage Plan (HMO-I-SNP)
Provider Partners Community Plan
|
Loyola,Gottlieb,MacNeal |
Provider's First PPO |
PPO Preferred Care |
|
Loyola,Loyola |
Secure HorizonsMedicare Replacements |
Medicare Replacement |
|
Loyola,Gottlieb,MacNeal |
Secure HorizonsMedicare Supplement |
Medicare Supplement |
|
Loyola,Gottlieb,MacNeal |
Select Health Network |
HMO |
|
Loyola |
Select Health Network |
PPO |
|
Loyola |
Self Pay No Discount Dental |
Self Pay |
|
|
Self Pay-GMH |
Self Pay |
|
Gottlieb |
Sexual Assault |
Government Program |
|
Loyola,Gottlieb |
Sierra Health and Life Insurance Company |
See United Healthcare Medicare Advantage PPO option |
|
|
SmartPlan Choice ACE (Vision Optometry) |
ACE |
|
|
Spectera |
Vision Plan |
|
|
Starbridge |
Not insurance |
|
|
Starmount |
Vision Plan |
|
|
State of Il PPO |
See Aetna PPO - State of IL |
|
|
Sterling |
Medicare Supplement |
Sterling Premier
Sterling Select
|
|
Student Insurance -- Loyola Student Health ServicesOccupational Health |
Occupational Health |
|
|
Today's Options |
Medicare Replacement PFFS |
|
|
TPL (Third Party Eligibilty) |
|
|
|
Tricare |
|
|
Loyola,Gottlieb |
Tricare East (Humana Military) |
Tricare |
|
Loyola,Gottlieb,MacNeal |
Tricare Retiree Dental Program |
Government |
|
|
TriWest Veterans Choice |
|
|
Not in Network,Not in Network |
UHC Medicare Advantage or AARP Medicare Advantage from UHC |
Medicare Replacement |
AARP Medicare Advantage Walgreens from UHC IL-5 (PPO)
AARP Medicare Advantage Choice
United Healthcare Medicare Complete Assure PPO
United Healthcare Chronic Complete Assure PPO - C-SNP
AARP Medicare Advantage from UHC IL-004 (PPO)
AARP Medicare Advantage Patriot IL-MA01 (PPO)
AARP Medicare Advantage from UHC IL-5 (PPO)
|
Loyola,Gottlieb,MacNeal |
UHC Medicare Advantage or AARP Medicare Advantage from UHC |
Medicare Replacement |
AARP Medicare Complete (HMO)
AARP Medicare Complete (Plan 1 - HMO)
AARP Medicare Complete (Plan 2 - HMO)
Evercare/ Secure Horizons
AARP Medicare Advantage from UHC IL (HMO-POS)
United HealthCare Nursing Home Plan 1 and Plan 2 (HMO-POS I-SNP)
AARP Medicare Advantage from UHC IL-0001 (HMO-POS)
AARP Medicare Advantage from UHC IL-0002 (HMO-POS)
|
Loyola,Gottlieb,MacNeal |
Unicare |
HMO |
|
Loyola,Gottlieb |
Unicare |
POS |
|
Loyola,Gottlieb |
Unicare |
PPO,PPO |
|
Loyola,Gottlieb |
Unicare |
Indemnity |
|
Loyola,Gottlieb |
Unicare |
Medicare Replacement |
|
Loyola,Gottlieb |
Union Health Services |
HMO,HMO |
|
Loyola,Gottlieb |
United Concordia Dental Benefit |
|
|
|
United Food & Commercial Workers (UFCW) Local 1546 Health & Welfare Fund |
PPO |
|
MacNeal |
United HealthCare |
POS,PPO |
Core
Core Essential
United Health One
|
Loyola,Gottlieb,MacNeal |
United HealthCare |
HMO |
|
Loyola,Gottlieb,MacNeal |
United Healthcare |
PPO |
|
Loyola,Gottlieb,MacNeal |
United Healthcare |
PPO |
|
Loyola,Gottlieb,MacNeal |
United Healthcare |
PPO |
Definity
Medica
Oxford
American Medical Securities
United Medical Resources
UHC River Valley (unless River Valley also has Premier or Hawk-i)
UHC Core (see Caterpillar if Caterpillar on card)
|
Loyola,Gottlieb,MacNeal |
United Healthcare |
Indemnity Managed Indemnity (acts like PPO) |
|
Loyola,Gottlieb,MacNeal |
United Healthcare |
Indemnity |
|
Loyola,Gottlieb,MacNeal |
United Healthcare |
PPO |
|
Loyola,Gottlieb,MacNeal |
United HealthCare Compass HMO |
HMO |
Compass - Restricted to in-network, requires authorization to go out-of-network
Compass Plus - Able to go out-of-network and with a higher out-of-pocket cost
Compass Balance - Able to go out-of-network and with a higher out-of-pocket cost
|
Loyola,Gottlieb,MacNeal |
United Healthcare Optum Health Vision (Optometry) |
|
|
|
United Healthcare Student Resources |
PPO |
|
Loyola,Gottlieb,MacNeal |
United HealthCare/UHC |
HMO |
|
Loyola,Gottlieb,MacNeal |
United HealthCare/UHC All Payer |
|
|
Loyola,Gottlieb,MacNeal |
URN |
Transplant Coverage |
|
|
USA |
Not insurance |
|
|
Veterans Choice |
See Hines VA Provider Network |
|
|
W/C Dept of Labor OWCP |
Workers Comp |
|
Loyola,Gottlieb |
W/C Gallagher Bassett |
Workers Compensation |
|
|
W/C Generic |
Workers Compensation |
|
|
W/C GMH |
Workers Compensation |
|
|
W/C LUMC Employee |
Workers Compensation |
|
|
W/C Sedgewick James |
Workers Compensation |
|
|
Wellcare |
Medicare Replacement |
No Premium Exclusive (HMO)
Patriot No Premium and No Premium Value (HMO-POS)
No Premium Essential and Essential Value (HMO)
No Premium Open (PPO)
Giveback Open (PPO)
Complete Giveback (HMO) - by Allwell
Assist Compass (HMO)
Specialty No Premium (HMO C-SNP)
|
Loyola,Gottlieb,MacNeal |
Workers Comp Dental |
Workers Comp |
|
|
Youthcare |
Medicaid Replacement |
|
Loyola,Gottlieb,MacNeal |
Zing HealthMedicare Replacement HMO |
Medicare Replacement |
|
Loyola,Gottlieb,MacNeal |
Zing HealthMedicare Replacement HMO |
Medicare Replacement |
Zing Select Diabetes & Heart IL (HMO C-SNP)
Zing Elite Diabetes & Heart IL (HMO C-SNP)
Zing Essential Wellness Diabetes & Heart IL (HMO C-SNP)
|
Loyola,Gottlieb,MacNeal |